by Rob Ng-A-Fook | Oct 5, 2026 | Blog, business owners, Family, individuals, Infographic, insurance, life insurance
As our lives grow and change with variable circumstances, new additions, and job transitions, our needs for insurance will also evolve. Additionally, economic fluctuations and external circumstances that influence your insurance policy will need frequent re-evaluation...
by Rob Ng-A-Fook | Sep 2, 2026 | Blog, group benefits
Redesigning Group Benefits: Balancing Cost and Employee Value In conversations with employers, one theme comes up again and again: benefits costs are rising, and budgets are under pressure. Medical inflation, new drug therapies, and evolving employee expectations are...
by Rob Ng-A-Fook | Aug 6, 2026 | Blog, insurance, investment
What to Do Financially When You Have a BabyA new baby brings a lot of joy, and a lot of new to-do lists. Most of them are about feeding schedules and car seats. But a few items on the list are about money, and they matter more than you might think. You do not need to...
by Rob Ng-A-Fook | Jun 30, 2026 | 2026, Blog, investment, Retirement
How to Catch Up on Your RRSP ContributionsIf you have ever felt behind on your RRSP, you are not alone. Life gets in the way, rent, a mortgage, kids, a period of lower income, and RRSP contributions get pushed to the back of the list.Here is the good news: unused RRSP...
by Rob Ng-A-Fook | Jun 1, 2026 | 2026, Blog, insurance
What Is Participating Whole Life Insurance?Most people buy life insurance for one reason: to make sure their family is protected if something happens to them. But there is a type of life insurance that does something more – it builds value over time while you...
by Rob Ng-A-Fook | May 4, 2026 | Blog, estate planning, Family, life insurance
What Is Life Insurance and How Does It Work?Have you ever wondered what would happen to your family’s finances if you were no longer here? It’s not an easy thought. But it is an important one. Life insurance is designed to protect the people you care about most if...